Where These Numbers Come From

Who publishes 1031ExchangeCost.com

Easy1031, a qualified intermediary. Easy1031’s own pricing appears throughout this site, and it is the most favourable pricing on it. We are telling you that at the top rather than the bottom, because on a site about what things cost, who is doing the costing is the first thing you should know.

Two kinds of number, never mixed

Every figure here is one of two things, and they are not interchangeable.

• Published rates.Easy1031’s $0 forward exchange fee, its $4,999 floor for reverse and improvement exchanges, and its 0.50% to 2.00% interest tiers. These are exact, they are our own, and they are mirrored from easy1031.com so the two can never drift apart.
• Market ranges.Everything attributed to a “conventional” or “typical” intermediary: the $800 to $1,500 setup fee, the per-property and wire charges, the $5,000 to $10,000 reverse exchange band. These are category-level figures drawn from publicly discussed pricing. They are not quotes.

Why we name no competitor alongside a price

Very few qualified intermediaries publish a rate card. Quoting a specific firm at a specific number would mean asserting something about that firm’s pricing that we cannot source and it has not published. So we do not do it anywhere on this site.

Named providers are compared, with their fee ranges and the basis for each, on best1031exchangecompanies.com, which sources that comparison and carries the same publisher disclosure.

The interest figures

The float tables assume a 4% deposit rate, stated on the page where they appear. Rates move, and the figures move with them. The calculation is simple enough to check: proceeds multiplied by the rate, multiplied by days, divided by 365. We show it that way deliberately, so you can substitute your own assumptions.

The tax figures

The worked example uses 20% federal capital gains, 25% depreciation recapture, 3.8% net investment income tax and a 5% state rate. Those are illustrative of a high earner in a mid-tax state, not a calculation of your position. Your bracket, your state, your depreciation history and your holding period all change the answer materially.

Nothing here is tax advice. The arithmetic is offered so you can see the shape of the decision, then take real numbers to a CPA.

Where our bias will show

We think the setup fee is the least interesting number in a 1031 exchange, and that the interest on your funds and the security of the account matter more. That happens to be a convenient view for a firm that charges $0 and shares interest.

It is also, we think, correct, and the arithmetic on the hidden cost page is checkable against any firm including ours. Read it with the disclosure in mind, and get every quoted fee in writing from whoever you choose.

Corrections

If anything here is wrong or out of date, tell us at support@easy1031.com and we will fix it. Pricing in this sector moves, and a cost site that goes stale is worse than no cost site.